So, as part of my preparations for moving home, I went into the bank today to close down my account. It turns out that I really should have sorted this out a week or two ago. After I’d filled in the forms for:<\/p>\n
the lady who was dealing with me went off to check up on things and came back to say that they couldn’t do an international transfer from a closing account. She suggesteed that I should transfer today’s balance and then write to them from the UK to close the account once I was sure that the transfer had gone through. I’ve dealt with banks before and that would almsot certainly leave me with a few odd yen in there and that they’d want to do something with it before closing the account. Besides, this account has a charge if it drops below a certain value and hasn’t had a sufficient payment in this month, so I really didn’t want to end up in debt in it.<\/p>\n
After some messing around, going to talk to the branch manager, they agreed they could do the transfer. However, she then suggested that a better way to do the transfer might be bankers draft (instead of sending an electronic payment to the UK, I close the account and get the cash – not physically – and then buy a GBP draft drawn on their UK operations – this is Citibank, the US corporation so they’ve also got a UK operation). It turned out that this would be easier and cheaper (Y2800 instead of Y4000), so that’s what I went with. The draft is account payee only, so should be reasonably secure. Certainly better than what she suggested initially, which was that I close the account and hand carry Y500,000+ back to the UK with me!<\/p>\n
At least, having worked for a bank, I know what is and isn’t possible, even where they’d rather not do things because it might cause them to actually have to do some work.<\/p>\n","protected":false},"excerpt":{"rendered":"
So, as part of my preparations for moving home, I went into the bank today to close down my account. It turns out that I really should have sorted this out a week or two ago. After I’d filled in the forms for: change of address to the UK account closure (you don’t leave a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-99","post","type-post","status-publish","format-standard","hentry","category-japan"],"_links":{"self":[{"href":"https:\/\/blog.a-cubed.info\/index.php?rest_route=\/wp\/v2\/posts\/99","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.a-cubed.info\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.a-cubed.info\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.a-cubed.info\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.a-cubed.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=99"}],"version-history":[{"count":0,"href":"https:\/\/blog.a-cubed.info\/index.php?rest_route=\/wp\/v2\/posts\/99\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.a-cubed.info\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=99"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.a-cubed.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=99"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.a-cubed.info\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=99"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}